Tuesday, March 30, 2010

Praise the Lord and Pass the Ammunition boys!

Well now it looks like the Gun Toating Bible Pounders got busted by the FBI because they were planning a “revolt” to “save” America.
But fortunately, we were saved from them. For the time being that is.
Might I go out on a limb here and wonder if Sarah Palin is their poster girl?
And just why do they think (I’m using that term loosely) they have the right to “save” us?
I sure didn’t.
And I’m a vet.
It’s a piety the Cold War isn’t on anymore. I honestly believe that when there was a big bad USSR it served as a “break” on nut cases like these. As long as there was an enemy to direct your hate and anger at we didn’t turn too much on ourselves.
It’s kinda like the Mid East. As long as Israel is there, then the other countries in the region won’t go after each other.
It was point out by a Jewish writer a few years ago that if the Palestinians just said, “Screw it we’re moving to Miami” then the Israelis would dance in the streets. After a few months though, the Israelis would turn on each other on the question of “Jewishness.”
After tearing each other up for a couple of months, the Israelis would look around and say, “Screw it. We’re moving to Miami too!”
Now the rest of the people in the Middle East would dance in the streets because Israel was gone. Then, they’d stop, look around and say, “Why are we living under this kind of government?”
That’s when the leaders of the Middle East countries would start to go to war with one another to keep their people’s attention occupied.
So, you see, using the Israeli model we here in the United States of Hysteria need a viable enemy to keep us busy.
Who are these bible pounding “we’re gonna save America yahoos?” Have they ever served in the military? Could they even get in the military. And what makes them think that we all want to live like they do?
Maybe it’s time we had an Atheist Militia.
Naw…it’s better if we just step back and let these yahoo’s go after each other.
Either that or draft them and send them to Iraq or Afghanistan.
Those boys and girls gots guns too!
And better yet, they’ve got “God” on their side too…..

Friday, March 19, 2010


Ok so there are those against having health care for everyone in the United States.
They have it in England, Germany, France, Canada, and a whole list of others.
Of course, there are those who in those countries who do not like it. Then they just need to pay for their own coverage.

Funny thing is, having been in the insurance game the first thing you learn is that there will be someone who’ll call up and tell you they are tired of their employer’s health care plan. They are going to buy their own.
So you get their information and get them the quote.
When they find out how much a private policy will cost them, they’ll tell you, “I’ll get back to you on this..”
They found out just how much a PRIVATE PERSONAL HEALTH CARE POLICE will actually cost them.
It ain’t cheap.
They got and get sticker shock.
And you know, that Employer Paid for health care plan just doesn’t’ seem that bad now.

So let’s go one step further.
Let’s stop all this “Socialism”, “Communism”, “Liberalism”, yada yada yada.
Let’s take away Social Security and Medicare.
There is no reason why the American People nor their government should or need to pay for some elderly person’s health care nor supplement their pension.
If they didn’t save enough for their retirement then that’s THEIR PROBLEM.
If they didn’t save enough to pay for their health care when they got old then THAT’S THEIR PROBLEM.
If they had too many kids and couldn’t save then that’s THEIR PROBLEM.
In fact, their children ought to then PAY FOR THEIR HEATH CARE.

And let’s go even further.
Why should employer’s pay for their employee’s health care?
All those employee benefits, save for employee sponsored one’s are 100% TAX DEDUCTIBLE.
That mean’s those employee health and life benefits are being paid through

This needs to be stopped NOW!
The same applies for government employees.
They, like all American’s should be paying for their own health care.
Why are they sucking off the Government nipple then?
Because they work for the government?
That’s stupid. That’s a was of tax payers money.
We can cut billions across the country by cutting out government employee life, health and retirement benefits.
No where in the US Constitution nor Bill of Rights does it state that Government employees are entitled to such things.
Nor does it say our elected officials are entitled to any life, health or pension benefits. So why are the American People being burdened with this ‘Socialism?”
This is totally UN-AMERICAN and needs to be stopped NOW.

If these people complain then what they need to do is simply quit wasting their money on things they do not need. People do not need big cars or trucks. There is public transportation available. They don’t need cable TV or satellite TV, internet access, computer games and so on. They don’t need such things as beer or alcohol, pizza, soda, ice crème, candies and a whole list of things. It’s a huge long list.
They have to simply prioritize things they need to live and what they don’t need. Like braces for people teeth. There is no medical reason why a person has to have straight teeth. It is just cosmetic. Plain and simple.

So when I hear people like Glen Beck crying on TV about “Progressives”, and “Liberals’, and “Communists’ and “Socialists” he needs to actually take a leadership role. The same for the likes of Sarah Palin.
They need to go to their employer and tell them that they need to remove them from their employee benefits plan. Remove them from their employer pension plan. In fact they need to tell their employers that they need to hire them on as a contractor.

This will do two things.
The first is that the employer will no longer have to match their contribution to Social Security and Medicare payments which is about 7.5% currently. This will also reduce their Employee Benefits costs. Therefore reducing the “Back Door Socialism” that is being funded by the American Government and the American Taxpayer.
Second thing they as Americans and true believers in non-socialist forms of government will assume the full burden for their Social Security and Medicare taxes. This will be around 14% of what they earn. In addition they will be then responsible for their own health care, life insurance and retirement. The tax payer will no longer have to should this and their burden.
Now for those who have a pre-existing medical condition they will be able to get coverage under the Consolidated Omnibus Reconciliation Act or COBRA. They will be covered and will have to pay for their own health care. But as well all know this should be a personal responsibility and not a government responsibility.
So you see, we are able to free ourselves from our government nipple at any time. We the People have the ability in the United States to provide for ourselves and not rely on our government nor our fellow tax payers to do so.
Anything else is either: Socialism, Communism, Liberalism or Progressivism. And as we all know any of these things or a combination of them is not American.

So what’s your take on this?

Monday, March 15, 2010

It is time to put the American People FIRST!

My former business partner died about 4 weeks ago. She had been fighting cancer for over 15 years.
Due to a third rate doctor and an HMO, she was misdiagnosed and nickel and dimed to death for years by them.
But HMO’s are very proven experts in the “Nickel and Dime” game.
I use to be in the insurance business back in the mid 1990’s.
It was the “Seniors” market. Medicare and Long Term Care.
Many people switch to the HMO’s for the “free” insurance.
Most of them had never ever paid for full health care in their entire lives. Their employer provided it for them. They paid a co-payment. Some paid a relative small monthly fee.
But they never ever paid for the full coverage.
In fact, one of the first lessons you learned in the business is that someone would be tired of their employer’s coverage and call up to get a quote. They’d be all hot and bothered and were ready to pay for their own.
Well, you get their information, do all the leg work, and get the quote.
This is when they got “Sticker Shock” at the price of a personal health care plan.
They almost always responded, “Umm ok, let me think about this and I’ll call you back…”
They never ever called back.
When they found out just how much it cost, well, then their employer’s plan just wasn’t that bad then.
So you’d have these people who were now going on Medicare. Medicare is a wonderful thing.
Medicare was created back in the early 1960’s. It was attempted once before back in the 1950’s under Harry Truman. But it got shot down. But under LBJ it passed.
The reason Medicare was created was that senior citizens retirement and savings were being wiped out by medical costs.
Funny thing.
You may have never ever had a sick day in your entire life, but when you get older you body starts to break down and is therefore weakened and susceptible to various illnesses and conditions.
And these people were too old to go back to work.
But since most of these people had always been covered by their employer, they never ever had to pay for full coverage.
So they get on Social Security and register for Medicare. Well, they see that the government was taking X amount of money out of their Social Security checks to apply to Part A of their Medicare payment. Actually, it was just a paper work shuffle by the government. Had they just taken the amount out before they got their monthly check, they’d have never noticed and would not have complained. Back then it was $45 a month.
Well, many saw that and screamed holly hell for that.
Then they had to pay for a Medicare Part B supplement. Back then these ranged in price from $45 a month to just over a $100 a month.
Not bad actually. So if you got the whole shebang, you were looking at around $140 or so a month for a wonderful all encompassing health care plan.

But they didn’t’ see that.
So what the government did, in order to actually get people off Medicare was allow Senior HMO’s to come into being.
What actually happened was that the Senior when they signed up for the HMO, was actually dis-enrolling from Medicare. And that whopping $45 a month? It was now sent to the HMO and not back to the Government.
So these people thought they were getting “free” health insurance. They weren’t.
They were getting the shaft.
It was common for a former client to call up about every three or four months crying that their spouse was dead. The HMO wouldn’t treat them and they died. They wanted to know what we, the insurance agent could do for them.
We could do nothing.
That was between them and the “Free Insurance” HMO.

So when I see these clowns like Palin out there screaming about “Death Panels” I just laugh like a drain.
Insurance companies have had their own “Death Panel” for years.
Oh, and the line of “there will be a bureaucrat between you and your doctor” line?
You mean like the bureaucrat that works for the insurance company?
The one that tells you they won’t cover the medical help you need?
Even though it says in your plan it IS covered?
The ones who deny your claims?
They don’t work for the government, they work for the Insurance Corporations.

So this is how I feel.
I’m am TIRED of seeing the citizens of the US get stuck for trillions of dollars for frivolous wars against Third World Countries who are of no threat to the US at ALL.
I’m tired of seeing companies cry that there is too much government regulation and when it’s reduced they run amuck.
THEN they run to the US Government crying that the government needs to bail them out.

I think it’s time for the US to have a national single payer health care plan.
All we have to do is make Medicare available to EVERYONE.
To pay for it?
The excess won’t go into the General Fund like Social Security is.

The time has come.
It’s time to put the fear mongering away, the hysteria away, and put the American People on top.